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Equifax, one of the nation’s three major credit reporting agencies, recently reported a massive data breach. Are you among the 143 million U.S. consumers whose personal information was hacked? Here’s how to find out — and how to help protect yourself against future...

Many companies risk danger in overly relying on a few customers that might abuse their credit to the point where the company’s cash flow is dramatically impacted. To guard against this, every business should assess customers’ creditworthiness before getting too deeply involved....

The major U.S. card companies — including Visa, MasterCard, Discover and American Express — voluntarily imposed a shift of liability for counterfeit “card present” transactions that went into effect for most merchants on October 1, 2015. (Gas stations with automated...